Independent Capital Advisory
We advise businesses, investors and developers on capital structure across the full stack. We arrange senior debt, mezzanine, and equity capital from bank lenders, non-bank lenders, private investors, family offices and funds, and manage the process from mandate to close.
Independent
Advice aligned to your objectives, not a lender's product.
Specialised
Deep knowledge of property finance: commercial, structural, technical.
Connected
Relationships across banks, non-bank, and private credit lenders.
Transparent
Clear benchmarking of risk and price against structure, term, and security.
Three disciplines, one practice
Capital Advisory
Independent advice on property finance debt structures, covering acquisitions, developments, restructuring, and refinancing. We assess your capital stack and tell you what's achievable and at what cost.
- Capital-stack structuring: senior, mezzanine, and equity
- Debt capacity modelling and pricing benchmarking
- Risk assessment of loan, security, and covenant terms
- Refinancing and portfolio restructure guidance
Capital Sourcing
We go to market on your behalf, preparing funding applications, engaging lenders, and negotiating terms across banks, non-bank lenders, and private credit providers.
- Lender identification and funding applications
- Term, pricing, covenant, and security negotiation
- RFP and institutional funding documentation
- Ongoing lender communication through to drawdown
Strategic Consultancy
For complex transactions where the financing strategy is as important as the deal itself. Project finance, acquisitions, portfolio restructures, and credit enhancement.
- Project finance and feasibility analysis
- Acquisition and divestment financing strategy
- Credit enhancement solutions
- Due diligence support
From first call to drawdown
Initial Meeting
We understand your objectives, portfolio, or project. This shapes everything that follows.
Assessment
We assess the bankable structure and likely terms, then set out an Engagement Letter covering objectives, fees, and path forward.
Market Benchmarking
We benchmark existing or proposed debt against the market and identify the optimal structure.
Lender Engagement
We prepare applications, engage lenders, and negotiate through to drawdown. Your existing relationships come first.
Where We Operate in the Stack
Every property transaction and business investment has a capital stack: the layers of debt and equity that fund it. Capital Connect lends at the senior and mezzanine levels, where security is strongest and risk is most carefully managed.
Senior Debt
CCFirst ranking security
Lowest risk. First call on security in any enforcement scenario. Typically 50–65% LVR.
Mezzanine
CCSecond ranking security
Enhanced yield for accepting subordinated security. Typically 65–75% LVR.
Preferred Equity
Preferred return on equity
Equity with a preferred return and priority over common equity on exit.
Common Equity
Residual ownership
Highest risk and highest potential return. Last in line on any distribution or exit.
We work with
Property Developers
Development finance, mezzanine, progress funding, and exit facilities across each project stage.
Property Investors
Owners reviewing financing, refinancing, or releasing equity as assets stabilise and revalue.
Funds & Syndicates
Property funds optimising leverage and managing covenant exposure at the fund level.
Raising, restructuring, or refinancing?
The best outcomes come from engaging early, before the structure is set.
Start a ConversationFox Partnerships is not authorised to provide regulated financial advice on consumer credit contracts or investments. We connect clients with competitive sources of funding and provide guidance on how each finance option works. Seek independent professional advice before making any financing decision.